Sandy sold her $1,500.00 boat she had for over 5 years to Ross who was willing to pay $1,000.00 more than the value of this boat. Sandy was joyous to off load her aged boat for $2,500.00. But, there was a catch. Ross was willing to pay $50 a month for 50 months until paid. Sandy thought she pulled off a good deal. But, was it?

Why Ross wanted to pay only this amount? The answer lies in the Present Value of a Dollar.

You see, a dollar today is worth more than the same dollar, years down the road. The dollar today will have less purchasing power as time passes, especially when it is a long time from now. But, Sandy did not know that, and thought that she was getting a very good deal. Instead she was going to be paid with a declining dollar.

Likewise, your health can be regarded as having a higher value today than in the future. The more you care for your body today, the more it will serve you well tomorrow. Your longevity would be more promising in the future if you do not live carelessly today. I have seen 40 year old bodies looking like 60 year olds, mostly because of abuse.

It is all well and good to exercise and get flexible, eat well, and sleep well, to stay in good health But, that alone may not be enough to melt the fat accumulation you body may be prone to be... For this, you’ll need specialized training and fitness equipment, dumbbells, weight training devices, or decide that you want to be private so you get a home gym etc.

But, would you be cutting yourself short buy accepting declining dollars to maximize your body’s health?

Would you look for the bottom of the line equipment –cheap ones --or the very best built ones that cost a little more? Exercising with a cheap flex machine can bust a strand in the middle of the stretched position and snap back like a rubber and damage your ligament. This may take a long time to heal or never heal and you’ll have to live with a deformity, perhaps for life.

And, as with any other exercise equipment, the nuts that hold the weight together can become loose causing a weight to fall off and smash your toes; a machined part might break off because of a poor weld at a joint on the machine causing you too strain your back or muscle that leaves you crippled for life. And, could you imagine what pain and agony you would have to endure forth rest of your life when these mishaps occur to your body because you thought it was prudent to buy cheap exercise equipment?

If this is your thinking, then you are not taking full advantage of the principles of the Present Value of a Dollar---you are not taking full advantage of the Present Value of your Life.

Your life is worth more today than many years down the road. You must do all your can for your body today to keep it in tip top shape so you’ll enjoy your life more now and continue to do so as times passes.